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The nature of insurance laws and regulations often varies according to certain factors. The type of insurance, whether you buy the policy yourself or as part of a group, by the state, by the type of insurance company that provides the coverage, and by whether you are a policyholder, an additional insured, or someone injured by one of the insurance company’s insureds a third party claimant. Auto insurance is required in all 50 states to protect the rights and safety of all drivers. A liability policy is generally required of all drivers, which covers any damages a driver causes in the event he or she gets into an accident and is at fault. There are 12 states that require drivers to purchase no fault insurance. In these states, each driver is compensated from his or her own insurer, regardless of who was at fault, unless the injuries are serious enough to be an exception.

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Example Table

Date Title Description
December 1, 2011 auto insurance definitions and explanations You are then put in touch with these agents who can assist you via email, fax or phone.
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There are also times when a person who causes an accident has liability insurance, but your damages exceed the limits of that person’s coverage.

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It is crucial to know that the low priced options are not necessarily the best options.

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